Collections

Attorneys Experienced in Collections

At Griffin Alexander, P.C., our community association collections practice group provides comprehensive representation to clients in New Jersey, New York, and Pennsylvania. We provide community associations with monthly collection reports without charge, detailing the status of ongoing cases.

Through our years of experience, we have developed effective and efficient processes for handling cases, producing settlements, and securing debts.  We are well-versed in the challenges that accompany every phase of the collections process, from the initial letter to the final payment.

If you would like to speak to an attorney about a particular debt and how to proceed with collections, we encourage you to contact our firm to learn more.

Delinquent New Jersey Debtors

Not all cases need to be resolved in Court. We attempt to work with homeowners who want to pay their maintenance fees. Sometime lawsuits are necessary, however, and we are prepared to process and file them swiftly, and to pursue post-litigation remedies. Sometimes the only plausible remedy is foreclosure. In such cases, we assist by filing a lien, initiating a foreclosure Complaint, and attending the sheriff’s sale.

Liens by community associations are unique, in that they are only prioritized to a certain extent.  Thus, community associations have to be prepared to balance the association’s right to enforce a lien, against the rights of mortgagees. The foreclosure of a community association lien does not extinguish the rights of certain other lienholders, such as purchase money mortgages or the  rights of taxing authorities. You will need an attorney who can navigate potential roadblocks posed by other creditors.

Following the Appropriate Debt Collection Protocols

The practice of debt collection is not only subject to state law, but is also governed by federal law — primarily, the Fair Debt Collection Practices Act (“FDCPA”). These laws limit the ways you can contact a debtor and how you can compel payment. It is important that your attorney is not only familiar with the laws themselves, but their practical applications. Griffin Alexander, P.C. can identify the restrictions and their practical effect on the ways community associations can recover unpaid maintenance fees and other assessments.

Contact a New Jersey Debt Collection Attorney for Assistance

Whether you are a community association seeking to compel payment or a landlord with a tenant who owes rent and other charges, Griffin Alexander, P.C. can provide the sophisticated representation necessary maximize the odds that you will be able to obtain the money owed.

Call us at 973-366-1188 or complete an intake form online to request a consultation with one of our attorneys at Griffin Alexander, P.C. today.  During the consultation, the attorney will evaluate the issues central to your collections matter and will work with you to identify potential solutions.

We look forward to speaking with you further.